Tools to help you achieve your finance + property goals.
Dream it.
Property Buying Cost calculator
It all begins with an idea. Maybe you want to buy your first home? Maybe you want to buy an investment property? Or maybe you are not quite sure but just want to find out if any purchase is possible? Whatever is your goal, this calculator will give you an insight to your property buying costs.
Buy it.
Rent versus Buy calculator
Not thinking you want to be part of the great Australian dream? Happy to rent all of your life? Well getting into the property market maybe more beneficial than what you may think, especially if you have the ability to borrow the money needed to buy your own home. If you are currently renting and not sure whether to buy, this calculator may just give you the kick up the backside that you have been needing…
Stamp it.
Stamp Duty Calculator
The purchase price is not the only cost you need to consider when buying a property. Unless you are a first home buyer (meeting certain criteria), stamp duty is the largest additional expense you need to add to your purchase price. Make sure you check out our Property Buying Cost calculator for all the other costs you need to consider as well. Whichever state you live in, if your a first home buyer, seasoned buyer, or even a pensioner, this calculator will give you the numbers you need to know to buy your new home.
Save it.
Savings Deposit Calculator
Need some extra savings before buying your new home? This calculator will tell you how long it will take to achieve your savings goal.
Grow it.
Savings Goal Calculator
Need to know how much you need to save each month in order to achieve your savings goal by a certain date? Then this nifty calculator is for you.
Borrow it.
Borrowing Power Calculator
Want an idea of your borrowing power? This calculator gives you a very high level overview of what you may be able to borrow. However, the best way to determine your borrowing capacity is by speaking with us directly. We can then understand your preferred repayment each month at a more realistic interest rate, review your actual documents and data, and also undertake a credit check so we can give you a more accurate borrowing power assessment.
Pay It.
Loan Repayment Calculator
So you want to know your mortgage repayments? Great! This handy little calculator will tell you everything you need to know by entering your loan amount, the loan term and the proposed interest rate. Have a go at entering a rate of 17% - yep! they got to this high back in September 1989.. might take a number of years (or decades) before we are back at that level. We’re sure your parents remember those good (or bad) ol’ days…..
Love it.
Extra Repayment calculator
Got extra cash? Want to know how using your extra moola can save years off your loan term and lots of dollars saved in interest? Well this beauty will give you just that..
Nurture it.
Weekly, Fortnightly or Monthly Calculator
Not sure what all the hype is about paying fortnightly instead of monthly? What about weekly? Well, this calculator will show you exactly how much time and interest you can save just by making a little adjustment to the timing of your repayments.
Reduce it.
How Long to Repay Calculator
So you want to increase your repayments to a higher fixed amount each month? This calc will give you the power and motivation of knowing what this higher repayment will do to your overall loan term - an exciting goal to inspire and make you think twice about your other discretionary spending!
Offset It.
Home Loan Offset calculator
Want to make sure every cent of your money works for you? then having an offset account may help you reach that goal. Did you know some lenders offer multiple offset accounts… one of Jo’s favorite product features! Check out this calculator to find out if this feature is worth the additional costs.
Move It.
Refinance Benefit Calculator
Thinking of refinancing your home loan? This calculator will show you your potential savings or costs in doing so.. Sometimes however, it is more than the savings to be made, a refinance could be based on principle, or getting a higher valuation result from one lender compared to another, which then enables you to continue with your goals.
Lease It.
Leasing Calculator
Looking to buy a new motor vehicle, truck or maybe some business equipment? Want to know what your potential repayments may be? With a residual (balloon) payment at the end of the term or without? This calculator will give you a guide to work your budget planning.
Budget it.
Budget Planner
Budget Smudget. Today, lenders need to understand your cost of living much more deeply than previously requested. It is amazing how many people have no idea what dollars they need just to live each month. This simple planner will trigger your thinking about your monthly expenses - a good idea is to review your bank statements for the past 12 months to get the most accurate result.
Rate it.
Comparison Rate Calculator
Want to know the true comparison rate on your loan. This calculator allows you to enter your specific facts relating to your loan to give you your true interest rate.
